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Four Top Reasons for Using an Auto Broker

The need for reliability increases when you get to own your own set of wheels, and this is where you need a car insurance broker that you can rely on.

1.Remove the Guesswork
Dealing with an accident can be difficult. Knowledgeable claims and service advisors from your broker can help remove the guesswork to make your claims process as smooth as it can be.

They can help you with all the steps required on how to make a claim, the claims process and the documentation that you will need. Additionally, your province of residence may need some other documents that you may not be aware of. You can count on a local representative broker to help you through all this.

2.Formal Document Detailing
When you call your claims advisor, he/she can help you select the right forms you need to make your claim. For example, Alberta Claim Forms requires you to submit an Automobile Proof of Loss document that complies with the Insurance Act. It also requires the licensed vehicle to be described in detail and the details of the loss or damage incurred. An auto broker can help with proper detailing of this document and comply to all requirements at the time of your claim.

3.Claims Forms
In addition, you can check with your claims advisor on all the forms you are required for your Accident benefits claim. From the initial application, to the disability benefits in case you suffered a physical injury, to a treatment plan, several forms need to be filled in in a proper manner to be able to get a compensation. An auto insurance agent can help you guide through all the steps in an informed manner.

4.Put the Ease Back to your Life
With the right insurance broker, you will have a clear understanding of what you need, finding the best insurance quotes to fit your lifestyle and smart and simple steps for to secure your coverage. You can manage your policy effectively with great customer support and service, and be able to ask any questions such as “How is your premiums calculates? Or what kind of discounts can you get? that need to be asked. Further, you can review all your policy information in a secure environment and be able to change or update your policy easily if need be. Also, you can find relevant tips on how to handle an accident or injury the right way should you get involved in an accident.

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6 Things To Experience During Your Everest Base Camp Trek

There’s something to admire about the Everest Base Camp that brings tourists from all corners of the world. Cultivated fields, monasteries, grazing yaks, and small villages all share their contribution.

As a leading trekking agency in Nepal, we’d like to share few things that you must want to experience during your Everest Base Camp trek. Here we go:
Sweeping view from Kala Patar: It isn’t widely recognized, but the sight from the summit of Kala Patar, a rocky projection above Gorak Shep, offers an incredible panoramic view from Everest to Amla Dablam & is far superior to those of Base Camp.

Discovering the famous Namche Bazaar: Suspended on a hilly region in the center of the Khumbu, Namche Bazaar is the economical and cultural hub of this mountainous area. Tibetan traders, monks and yaks share the narrow boulevards with locals and hikers alike, and a new discovery can be discovered around each corner, from bakeries to tailors to museums and monasteries. Namche Bazaar can also be experienced during your Annapurna base camp trek as well as Ghorepani poon hill trek.

Afternoon prayers at the famous Tengboche Monastery: Once you make the 1,300’ climb to border top monastery, find yourself a seat on the edge of the Dokhang (the prayer hall), enclosed by a 2-story elevated golden sculpture of Buddha, and listen to the chants of the local monks fill out the area.

The experience of trekking lodge-to-lodge: After a warm breakfast served in a cozy dining room, shoulder a light day pack with only the gear you need for the day, leaving your duffel outside your door, and start up the trail. Spend the day wandering through villages, fields, and valleys, until you reach your next night’s teahouse where your bag awaits. The teahouses are simple but comfortable, with cozy community dining rooms to eat, relax, and socialize in and sleeping rooms just down the hall.

Momos: Akin to Chinese dumplings, the Nepalese momo is a delicious treat after a long day on the trail.

Spending the night at Everest Base Camp: You have walked all that way, why turn around & leave again in a matter of hours? Spending the night in Base Camp is a peek into the full experience of boarding on an Everest Expedition & enjoying a cup of tea while witnessing the sun peak over the top of the Western Cwm is a memorable moment.

So, when you are planning your Everest Base Camp Trek?

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WARNING SIGNS OF POOR MENTAL HEALTH

It is very important for us to know that mental illness is as common as physical illness nowadays. Most of us believe that mental health conditions are rare, but this is not the truth. 1 in 4 people have mental illness at some point in their lives. Many of us are not at all ready to accept the fact that someone close to us can also suffer from some mental issues. But once we get free from our prejudices and think that we or anyone close to us is having any mental or emotional problem then it is worth to acknowledge ourselves that there is always a hopeand a solution to every problem.

A poor mental health generally affects your thinking, emotions and behaviours. In today’s life which is full of stress, all of us have some kind of mental health problems which is not uncommon.

Mental illnesses can manifest themselves in a number of ways like unexpected changes in your mood such as feeling more sad or worried than normal. It may be in the form when you are not being able to think clearly or unable to not communicate with someone who is talking to you etc. Poor mental health may be associated with excessive stress due to a particular situation or series of events.

Following are some of the warning signs of poor mental health, that you should make note of:

Altered sleep and appetite: Excess or less sleep or hunger may be due to decline in your personal care.
Frequent mood swings: Sudden, rapid or dramatic shifts in emotions or depressed feelings may be a matter of concern.
Social & activity withdrawal: Abrupt social withdrawal and loss of interest in activities which you previously used to enjoy is a strong indication towards a bad mental health.
Quit: Not able to perform at school, work or quitting sports, difficulty in performing your regular and familiar tasks without any reason.
Poor concentration:One more prominent sign can be difficult concentration, poor memory or speech and thinking that are hard to explain.
High sensitivity: Increased sensitivity to one or all the senses such as sound, sight, touch or smellor absolute avoidance of over-stimulating situations can be there.
Indifference: Loss of initiative or desire to talk to people or participate in any activity.
Derealisation or disconnected: Feeling of being disconnected from you or your surroundings or a sense of detached from reality.
Nervousness: Fear, anxiety, suspiciousnessor nervous feeling for no reason. The person may burst into tears or have outbursts of anger.
Strange or unusual behaviour: Weird or peculiar behaviour that is not equivalent to the situation.

Well, 1 or 2 of these symptoms alone can’t predict a poor mental health. But definitely they indicate a need for further evaluation. If you are experiencing many of these at a time and they are causing serious problems in your ability to work, then there are many ways you can cope up with them such as accepting your feelings, establishing a support network with your family and friends, seeking counselling from a professional, taking out time for yourself and introspect into yourself.

It is important to be aware of the warning signs mentioned above. You should remember that there is always a hope for recovery and with a proper treatment & counselling, many people with poor mental health return to a positive and productive life.

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